I Think I've Been Scammed
Follow these steps right now. You are not alone, and it is not your fault.
If you are in immediate danger, call 911.
If someone is threatening you or says police are coming to arrest you unless you pay — that is a scam. Hang up and call your local police non-emergency number to confirm.
What to do right now
Stop and breathe
It is not your fault. Scammers are professional liars who target good people. You are not stupid — you were deceived by a criminal.
Do not send any more money
If someone is asking for more money, gift cards, or wire transfers — stop all contact immediately. Block the number or email.
Call your bank or credit card company
Tell them "I think I've been scammed." They can freeze your account, reverse charges, and help protect your money. The sooner you call, the better.
Change your passwords
If you gave any passwords or logged into any accounts, change those passwords right away. Use a different password for each account if you can.
Report it
Reporting helps stop scammers and may help you recover losses. You will NOT get in trouble for reporting.
Where to get help
These are real, trusted organizations that can help you. All of them are free.
Federal Trade Commission (FTC)
The main place to report scams in the United States.
Local Police (Non-Emergency)
File a report with your local police department. Ask for a report number — you may need it for your bank.
AARP Fraud Watch Network
Free helpline staffed by trained fraud specialists who can guide you step by step.
Social Security Administration
If someone used or asked for your Social Security number.
Medicare
If someone asked for your Medicare number or pretended to be from Medicare.
Remember: You did nothing wrong.
Scammers are criminals who use psychology and fear to trick people. Even the smartest, most careful people can be fooled. The important thing is that you are taking action now.